Wells Fargo provides numerous bank card choices for each kind of client, whether or not you need to earn money or journey rewards, or are in search of an extended introductory APR supply. Even higher, many Wells Fargo playing cards present mobile phone safety as a normal profit.
Greatest Wells Fargo bank cards for June 2026
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Welcome supply
Earn 20,000 bonus factors after spending $1,000 inside the first 3 months (price a $200 money redemption worth)
Wells Fargo Energetic Money® Credit score Card: Greatest general
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Annual price
$0
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Welcome supply
Earn a $200 money rewards bonus after spending $500 inside the first 3 months
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Introductory APR
0% intro APR for 12 months from account opening on qualifying steadiness transfers (steadiness transfers made inside 120 days qualify for the intro APR and intro steadiness switch price; 18.49%, 24.49%, or 28.49% variable APR after that)
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Buy APR
18.49%, 24.49%, or 28.49% variable APR
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Introductory Stability Switch APR
0% intro APR for 12 months from account opening on qualifying steadiness transfers
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Ongoing Stability Switch APR
18.49%, 24.49%, or 28.49% Variable APR
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Advantages
- Stand up to $600 of mobile phone safety towards harm or theft ($25 deductible applies)
- Pay-per-use 24/7 roadside dispatch help
- Auto rental collision harm waiver protection
Why we prefer it: The Wells Fargo Active Cash hits the best notes on a number of fronts, together with no annual price, an easy rewards fee, and a number of intro APR provides. This could simply be the one card you carry in your pockets when you wish to journey mild.
Wells Fargo Mirror® Card: Greatest for 0% intro APR
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Annual price
$0
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Welcome supply
None
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Buy APR
17.49%, 23.99%, or 28.24% variable APR
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Introductory APR
0% intro APR for 21 months from account opening on purchases and qualifying steadiness transfers (steadiness transfers made inside 120 days qualify for the intro APR and intro steadiness switch price; 17.49%, 23.99%, or 28.24% variable APR after that)
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Introductory Stability Switch APR
0% intro APR for 21 months from account opening on qualifying steadiness transfers
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Ongoing Stability Switch APR
17.49%, 23.99%, or 28.24% Variable APR
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Advantages
- Stand up to $600 of mobile phone safety towards harm or theft ($25 deductible applies)
- 0% introductory APR is helpful to finance massive purchases or switch a steadiness from one other card
Why we prefer it: The Wells Fargo Reflect gives a number of lengthy introductory APR provides, providing you with the chance to finance an upcoming massive buy or assist pay down debt with out worrying about curiosity in the course of the supply interval. It doesn’t present many different advantages, however that’s okay as a result of its predominant focus is on the 0% intro APR provides.
Read our full review of the Wells Fargo Reflect Card
Wells Fargo Autograph® Card: Greatest for on a regular basis incomes
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Annual price
$0
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Welcome supply
Earn 20,000 bonus factors after spending $1,000 inside the first 3 months (price a $200 money redemption worth)
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Introductory APR
0% intro APR on purchases for the primary 12 months, 18.49%, 24.49%, or 28.49% variable APR after
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Buy APR
18.49%, 24.49%, or 28.49% variable APR
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Rewards fee
- 3x factors on eating, journey, fuel and EV charging stations, transit, in style streaming providers, and telephone plans
- 1x factors on all different purchases
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Advantages
- Stand up to $600 of mobile phone safety towards harm or theft (as much as two claims per 12 months, $25 deductible applies)
- Auto rental collision harm waiver protection
- Visa Signature® perks, together with Visa Signature® Concierge service and Luxurious Lodge Assortment privileges
Why we prefer it: The Wells Fargo Autograph is sensible in order for you an reasonably priced card for incomes journey rewards on on a regular basis purchases. With its excessive rewards fee in a number of widespread classes, you may rack up factors on purchases you already make in your day-to-day life.
Read our full review of the Wells Fargo Autograph Card
Wells Fargo Autograph Journey® Card: Greatest for journey
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Annual price
$95
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Welcome supply
Earn 60,000 bonus factors if you spend $4,000 in purchases within the first 3 months
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Buy APR
19.49%, 25.49%, or 28.49% variable APR
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Ongoing Stability Switch APR
19.49%, 25.49%, or 28.49% Variable APR
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Rewards fee
- 5x factors with accommodations
- 4x factors with airways
- 3x factors on eating places and different journey
- 1x factors on all the pieces else
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Advantages
- Get a $50 annual assertion credit score with $50 minimal airline buy
- Entry journey protections akin to misplaced baggage reimbursement, journey accident insurance coverage, and journey cancellation safety
- Stand up to $1,000 of mobile phone safety towards harm, theft, or loss (as much as two claims each 12 months; $25 deductible applies)
Why we prefer it: The Wells Fargo Autograph Journey is a wonderful card for vacationers who need to preserve their membership prices low whereas nonetheless benefiting from helpful journey perks, akin to no overseas transaction charges and journey insurance coverage. The Autograph Journey additionally gives elevated incomes charges on journey and eating purchases, giving frequent vacationers extra bang for his or her buck on relevant bills.
Read our full review of the Wells Fargo Autograph Journey Card
Alternative Privileges® Choose Mastercard®: Greatest for accommodations
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Annual price
$95
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Welcome supply
Earn 60,000 bonus factors if you spend $3,000 in purchases within the first 3 months — sufficient to redeem for as much as 7 reward nights at choose Alternative Motels® properties (further charges and phrases might apply)
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Buy APR
See issuer website for present APR
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Rewards fee
- 10x factors on stays at collaborating Alternative Motels® properties, plus on Alternative Privileges level purchases
- 5x factors on purchases at fuel stations, grocery shops, dwelling enchancment shops, and on telephone plan providers
- 1x factors on different purchases
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Advantages
- Earn 30,000 bonus factors each account anniversary, sufficient to redeem as much as 3 reward nights at Alternative Motels properties (further charges and phrases might apply)
- Improve to larger Alternative Privileges Elite standing and earn rewards quicker with factors earned utilizing your card on on a regular basis purchases
- Earn rewards extra ceaselessly all year long — akin to bonus factors or present playing cards
Why we prefer it: Merely put, when you keep at Alternative Privileges accommodations, it is best to contemplate the Alternative Privileges Choose Mastercard. This card gives particular lodge advantages for cardholders, together with computerized Platinum Elite membership, a 30,000-point anniversary bonus, and Milestone Rewards.
Wells Fargo Signify Enterprise Money® Card: Greatest for enterprise house owners
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Annual price
$0
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Welcome supply
Earn a $500 money rewards bonus after spending $5,000 inside the first 3 months
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Introductory APR
0% intro APR on purchases for the primary 12 months, after which the usual APR applies
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Buy APR
See issuer website for present APR
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Advantages
- 0% introductory APR is helpful to finance massive purchases
- Redeem your rewards as an announcement credit score, for present playing cards, journey, and extra
- Complimentary membership to the Precedence Move airport lounge community (lounge go to charges apply)
Why we prefer it: The Wells Fargo Signify Enterprise Money is a simple cash-back card particularly designed for enterprise house owners who worth simplicity. With no annual price, a flat rewards fee, and the choice to make use of a 0% intro APR supply, you may concentrate on your corporation quite than a sophisticated bank card product.
Extra Wells Fargo bank cards to think about
What to search for in a Wells Fargo bank card
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Welcome supply: Not all Wells Fargo playing cards present welcome provides, however many do, and they are often glorious methods for certified candidates to earn a number of rewards quickly after account opening.
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Annual price: Wells Fargo bank cards usually have low or no annual charges, making them far more reasonably priced than many different accessible card choices.
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Perks and advantages: Many Wells Fargo playing cards present mobile phone safety, however you would need to examine different particular advantages between playing cards to see what aligns greatest together with your way of life. For instance, the Wells Fargo Autograph Journey gives a number of journey insurance coverage perks, together with journey cancellation and interruption safety.
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Rewards: The perfect rewards fee is dependent upon your spending habits and preferences. On the whole, the Wells Fargo Autograph has among the highest incomes potential on on a regular basis purchases, however the Wells Fargo Active Cash makes it straightforward to earn money rewards throughout a variety of classes.
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Intro APR provides: Sure Wells Fargo bank cards present 0% introductory APR provides, permitting eligible cardholders alternatives to finance purchases or assist pay down debt, relying on the accessible supply.
Forms of Wells Fargo bank cards
Wells Fargo provides numerous sorts of bank cards to go well with completely different targets and wishes.
Money-back
These playing cards earn money rewards on eligible purchases. You possibly can usually redeem money rewards for account credit, protecting eligible previous purchases, present playing cards, and testing on-line with PayPal (the place relevant).
Wells Fargo provides these cash-back bank cards:
Learn extra: The best cash-back credit cards
0% intro APR
These playing cards present 0% introductory APR provides on qualifying steadiness transfers, purchases, or each. Which means you don’t need to pay curiosity on purchases or a qualifying steadiness switch in the course of the supply interval, although normal APR charges apply after the interval ends. Qualifying steadiness transfers additionally include steadiness switch charges.
Wells Fargo provides these 0% intro APR bank cards:
Learn extra: The best 0% APR credit cards
Journey
Frequent vacationers will discover these playing cards interesting, as they supply journey rewards on eligible purchases. A few of them even have particular journey advantages, akin to journey insurance coverage protection, they usually don’t cost overseas transaction charges.
Wells Fargo provides these journey bank cards:
Learn extra: The best travel credit cards
Enterprise
Enterprise bank cards make sense for small enterprise house owners who need to reap the benefits of business-specific advantages, akin to incomes rewards on enterprise bills. As well as, it’s a straightforward technique to separate enterprise bills from private spending to assist with doing all your taxes.
Wells Fargo provides this enterprise bank card:
Learn extra: The best business credit cards
Ought to I open a Wells Fargo bank card?
It might make sense to use for a Wells Fargo bank card if:
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You’re already a Wells Fargo buyer
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You favor bank cards with low or no annual charges
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You need to reap the benefits of a 0% intro APR supply
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You want simple rewards charges
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You desire a card with mobile phone safety
It’s possible you’ll need to contemplate different playing cards if:
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You need premium journey advantages, akin to airport lounge entry
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You desire a particular airline credit card
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Wells Fargo switch companions don’t align together with your journey preferences
Wells Fargo bank card FAQs
What’s the greatest Wells Fargo card to get?
These are among the greatest Wells Fargo bank cards for various conditions:
What credit score rating do you want for a Wells Fargo bank card?
You usually want not less than a good credit score to qualify for a Wells Fargo bank card. That’s not less than a 670 rating, in accordance with the FICO scoring mannequin. Needless to say card issuers may contemplate different elements, akin to your earnings and historical past of repaying debt, to find out your creditworthiness when making use of for a bank card.
Does Wells Fargo ever elevate your credit score restrict?
Wells Fargo might routinely enhance your credit score restrict by means of periodic evaluations of your account exercise and different elements. You might also have the ability to request a credit score restrict enhance, although you need to be conscious that this might end in a tough inquiry.
Our methodology
We use separate rubrics for various card classes, together with Money Again, Journey, and 0% APR, to provide bank cards from main card issuers their very own scores. The precise elements range by rubric, however might embrace particulars about annual charges, rewards charges, 0% introductory APR provides, and extra.
We chosen the top-rated Wells Fargo bank cards from our current rubrics to create our listing of the perfect Wells Fargo bank cards. We included numerous playing cards to cowl a broad vary of classes we imagine will go well with the completely different wants of potential cardholders.
Editorial Disclosure: The knowledge on this article has not been reviewed or authorised by any advertiser. All opinions belong solely to Yahoo Finance and will not be these of some other entity. The main points on monetary merchandise, together with card charges and charges, are correct as of the publish date. All services or products are offered with out guarantee. Test the financial institution’s web site for probably the most present info. This website would not embrace all at the moment accessible provides. Credit score rating alone doesn’t assure or indicate approval for any monetary product.
